Recent Articles
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
Yes, You Can Buy a Home Without a Social: A Guide for ITIN Buyers in Middle Tennessee
If you’ve been told you can’t buy a home because you don’t have a Social Security number, let me stop you right there. You’re working. You’re paying taxes. You’re building a future for your family. And yes—you absolutely CAN buy a home using your ITIN (Individual Taxpayer Identification Number). My name is Frankie B, and I help families in Smyrna, Murfreesboro, Nashville and beyond become homeowners every single day. Let’s walk through what you need to know—in plain language—to turn your dream of owning a home into a clear path forward.
Published on 09/17/2025
Self-Employed? You Deserve a Smarter Mortgage.
Being your own boss has incredible perks—flexibility, control, and the chance to build something big. But when it comes to getting a mortgage? Traditional lenders don’t always see your value. At The Burks Lending Group empowered by NEXA Mortgage, we believe entrepreneurs, 1099 earners, and business owners should have access to flexible, powerful home financing. That’s why our Bank Statement Loan Program is designed just for YOU.
Published on 09/16/2025
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Why Mortgage Rates Move: What Every Homebuyer Should Know
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
Mortgage Rates Holding Steady… For Now
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
Lower Rates? Don’t Relax Just Yet
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025